OwnRewards
FeaturesEarnPoints & cashback

Points your customers actually come back for.

Every bill earns points worth real money at your counter — calculated automatically, with margin brakes you control, from the POS you already use.

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Just earned

+48 points

WhatsApp sent · ₹48 store credit

The problem

A discount is forgotten by the parking lot. A balance isn't.

When you give 10% off, the transaction ends there. When you give points, the customer leaves owning something — a reason to return that grows with every visit. That's the whole difference between a discount and a program.

Without

A discount

Ends at the till

  • 10% off today
  • Forgotten by the parking lot
  • No reason to come back

Becomes →

With OwnRewards

A balance

Lives in their pocket

  • Points they own
  • Grows with every visit
  • Pulls them back next week

How it works·The counter

From bill to balance in four steps

Capabilities·Built in

Built for the counter, not a consultant.

9 levers in one engine — same weight, no buried settings.

  1. 01

    Program types

    Points, cashback (% back as credit), visit milestones / stamps, or catalog rewards. Shared across the brand or per outlet.

  2. 02

    Loyalty wizard + preview

    Set rate, rounding, minimum bill and exclusions in plain language. Preview with a sample bill before publishing.

  3. 03

    AI earn-rate draft

    Describe the goal — AI suggests an earn config you review in the wizard. Never live until you publish. (AI pack)

  4. 04

    Redemption rulebook

    OTP, min bill, max per order, daily redemption limit, point maturation days, min balance to unlock redeem, cooldown hours, blocked days of week.

  5. 05

    Offer stacking

    Decide which of coupon / points / reward / referral can combine on one bill — with a hard max % of bill, enforce or watch-only.

  6. 06

    Expiry that motivates

    Points can expire — say, after 12 months — with automatic “expiring soon” journeys that turn dormant balances into visits.

  7. 07

    Liability vs cash ROI

    See issued (accounting liability) and redeemed (cash cost) side by side — finance-readable, not vanity dashboards.

  8. 08

    Concurrency-safe ledger

    Every credit and debit is atomic with full history. Balances are always earned − redeemed − expired.

  9. 09

    Manual grants

    Service hiccup? Grant goodwill points in two clicks, logged and auditable.

Worked example·The numbers

The math, honestly

  1. Your rule

    Spend ₹100 → get ₹1 back

  2. First visit

    ₹850 bill → ₹8 credit

  3. Three visits later

    ₹3,000 spent → ₹30 credit

Result

₹30

in their pocket after three visits

Why it works

₹30 isn't a discount you forgot about — it's store credit waiting in their pocket. Multiply that by every regular, every week. That's the flywheel.

Industries

See points & cashback for your floor.

Same engine — tuned to how restaurants, retail and chains actually run.

All industries

Connected·POS & WhatsApp

Rides the tools you already use.

Points & cashback lands on the bill — and in the inbox customers actually open.

Same chapter

More in Earn

All features

FAQ

FAQ

Common questions about this feature — answered plainly.

  • Most businesses start between 2% and 5% of bill value. Preview any rule with a sample bill before publishing — or let AI draft a starting config you edit. Change it later anytime.

Next step

Points & cashback. On your next bill.

Set it up this week — 14-day Pro trial, or watch it live in a 30-minute demo.

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Card after outlet · charged after 14 days · Live in a day